Stated Income Loan Programs Are Back For Businesses!

These stated income programs help the self-employed and commercial companies looking for mortgage lenders

  • No Tax Returns Required!
  • P&L and Bank Statements if owner-occupied
  • Rent Roll and Bank Statements if non-owner occupied Rental
  • 600 Minimum Credit Score
  • 700 and higher credit scores may qualify for Premium Rates
  • Rates as low as 6.99%!
  • Up to 70% LTV
  • Will accept 10% Second also
  • Loan amounts from 100K-3 Million
  • Single-Family Rental Units, Multi-Family, Office, Mixed Use, Industrial, Retail, Warehouse, Self-Storage, Auto Service, and many others
  • Owner Occupied or Non-Owner Occupied properties
  • 30 Year Amortization (keep payments lower!)
  • 3-5 Year Fixed Rates

What's the Definition of a Stated Income Loan?
A stated income loan is a mortgage where the lender DOES NOT verify the borrower's income by looking at their pay stubs, W-2s, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word.