Small Business Loan for Maid Service with Little Collateral

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A buyer was interested in purchasing a small business, a maid service in Florida, and needed a loan, but was turned down multiple times by the banks. This small business consisted of a few vehicles, cleaning supplies and a client list. The banks were not interested in this type of SBA loan with little collateral… but ICA was up for the challenge.

We were able to get this small business (soon to be owner) a pre-approved loan within 3 days! Here are the loan details:

• 85% Loan to Value
• $255,000 Loan Amount
• 10 Year Term
• 6% Interest Rate
• NO Prepayment Penalty
• NO Origination Fee
• NO CapX Reserve Required
• $30,000 Seller Note Was also Allowed

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